I've left and have an unclaimed pension (deferred)

If you are planning retirement, visit the Planning retirement page to see your options and find out how the process works.

You can use the Retirement Modeller to estimate your pension. You can access the Retirement Modeller via the Pension Portal.

If you want to claim your pension, please complete the Online Change of Details and Retirement Form – Deferred Members at least 4 months before your planned retirement date.

If you have worked for the Civil Service, you may be entitled to a Civil Service pension. Follow the steps below to trace your pension.

Find out more on the Finding your unclaimed pension page. 

Your pension will have yearly cost of living increases, known as Pension Increases, added. This will be added to your pension if you are aged 55 or over when you claim your pension.

Read the Yearly Pensions Increase page or your scheme guide for more information.