No, the Modeller does not assume any career breaks if you are a current employee.
The Retirement Modeller will allow members to model retirement benefits from 55 (or current date if older) up to their 75th birthday. It will default to your current age if you are older than 55. Different schemes have different minimum retirement ages, that would trigger an actuarial reduction if you are looking to retire earlier than the scheme normal pension age.
You can adjust the age that you wish to retire within the retirement modeller, but you cannot model two different retirement ages for the two separate schemes simultaneously. The modeller shows what each part of your pension is potentially worth at the age you select. In the circumstances described, you could model your benefits at age 60 and then at 67 and the modeller would show you what the classic and alpha pensions would be worth at both ages.
The Retirement Modeller will allow members to model retirement between the ages of 55 and 75 years of age. It will default to your current age if you are older than 55. Different schemes have different minimum retirement ages, that would trigger an actuarial reduction if you are looking to retire earlier than the scheme normal pension age
The retirement modeller will default to show your projected annual pension and lump sum at the age of 55 years or your current age (whichever is later). You can use the modelling options to project alternative scenarios such as a later retirement date or reduced lump sum value.
The results are an indication of the benefits you may receive and are not guaranteed.
Please note the projections do not take into account: