How do you calculate the death-in-service lump sum shown on my ABS?

The amount shown is an estimate based on when your ABS was produced. Please see below for information on how your death in service lump sum has been calculated:

classic:

2 x pensionable earnings (if you are part time we will have used your actual pensionable earnings)

classic plus and premium:

3 x pensionable earnings (if you are part time we will have used your actual pensionable earnings)

nuvos:

The greater of:

• Five times the pension built up, less any payments already made from the PCSPS or partnership.
• Two times final pay less any lump sum payments due (or already paid) from the PCSPS or partnership.

alpha:

The greater of:

• Five times the pension built up, less any payments already made from the alpha scheme or partnership.
• Two times final pay less any lump sum payments due (or already paid) from the alpha scheme or partnership.

Please note, most transition members with continuity of service will qualify for a lump sum in accordance with the above rules.

Members who joined alpha with continuity of service from the PCSPS classic plus or premium schemes also qualify for an additional payment. If a member dies between 1 April 2015 and 31 March 2025, then they receive between 1 and 0.1 of their final pay in addition to their alpha benefits.