Joining the Pension Scheme
A career in the Civil Service offers you a range of opportunities and benefits.
A career in the Civil Service offers you a range of opportunities and benefits.
After your salary, your pension is one of your biggest benefits.
It provides you with financial security and options when you retire, as well as benefits for your family and loved ones.
When you join the Civil Service you get access to the alpha pension with generous employer contributions and some of the lowest member contributions in the public sector.
In alpha you'll build up an annual pension, get tax relief on the pension contributions you make and have the option of tax-free lump sum when you retire.
Your pension builds up quickly when you add your member contribution to your generous employers contribution. For example, if you earn between £23,101 and £45,500, you will contribute 5.45% of your salary and your employer will contribute 27.1%, meaning for every £1 you contribute, your employer will contribute almost £5.
See other pension scheme members who might be in a similar situation to you, from a new joiner, all the way to thinking about retirement. Read their stories to see what they, and you, should be looking at next...
The Civil Service Pensions Podcast will help you get to grips with your pension and make more informed choices about your financial future, whatever stage of life you're at.
